If you’re on the road and find yourself in a situation that requires roadside assistance, you might want to consider buying an emergency roadside services plan. These plans offer a wide range of benefits, including roadside assistance, towing services, and labor coverage.
Towing and labor coverage
If your car has a mechanical issue and you can’t get it fixed, you may need to pay for a tow. This cost is usually covered by insurance. However, you should be aware that some policies have a limit on how many times a year you can have your car towed. You will also be charged a fee for additional mileage.
The type of towing and labor coverage you choose will depend on the make and model of your vehicle. If you have an older car, you are likely to be stranded more often. In addition, your insurance company may require physical damage coverage.
In general, towing and labor coverage is optional and is not required. Your vehicle should be regularly maintained so that it won’t need to be towed. Some problems will require a mechanic with tools and the appropriate equipment.
Insurers offer towing and labor coverage through comprehensive and collision insurance. Most companies don’t provide towing and labor for older vehicles.
Many people are confused about the difference between towing and labor and roadside assistance. While the two types of service are similar, they’re different. A tow offers a vehicle a place to be towed to a repair shop, while roadside assistance provides assistance with a problem right where it happens.
Towing service up to 15 miles
GEICO has a plethora of roadside assistance programs available, many of them offering free service. As a matter of fact, it has a pretty good mobile app that allows you to track your own personal service, check on the status of other motorists and even report a breakdown.
One of the most popular programs among GEICO customers is the Classic plan, which allows you to have your vehicle towed at no charge. The other two main roadside programs are the Premier RV and the Good Sam plans. There are also several smaller sized plans, including the best known, which is GEICO’s standard package. This includes a slew of perks such as an hour of locksmith service and an extra 200 miles of towing per year, if you are the owner of a recreational vehicle.
While GEICO’s freebies might not be as impressive as the pricier options, the company has a solid roadside program that can be counted on to get you back on the road in no time. You can also take advantage of their rental car expense coverage, which is a great way to get you and your family around town in case of emergencies.
GEICO’s most popular plan offers a slew of other roadside goodies, including a full tank of fuel for your car, a jumpstart and an array of other services. In addition, its mobile app is a hit, with a 4.8/5.0 star rating based on over 225,000 customer reviews.
Combining roadside assistance with multiple services
There are many reasons to get roadside assistance. For example, if your car breaks down in the middle of the night, you can call and have someone come to your rescue. Some auto manufacturers also provide complimentary roadside assistance. But if you are looking for the most comprehensive protection, it’s important to shop around for the best deal.
To find the best deal, you may want to consider joining a club like the Car and Driver Club. These members get perks like discounted rentals, discounts on hotel stays, and roadside assistance. You can also add family members as members.
You can go with a stand alone roadside assistance plan or bundle it with multiple services from the same company. In fact, there are even some credit card companies that provide complimentary roadside assistance. This may not be the best idea, especially if you are traveling frequently, but it is an option to consider. The price of this plan can vary depending on the carrier you choose.
The roadside assistance of your choice might include things like a tow or fuel delivery to the nearest repair shop, but it will also likely cover lodging and food costs. Many auto insurers are notorious for slapping an extra charge on top of the actual cost.